We are locally owned and operated with over 20 years of experience. Our mission is simple: Every client deserves our full attention and a positive client review is our motivation. All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends.
Please consult with AZ Mortgage Broker, LLC to receive a personalized rate for your specific situation. Andrea was phenomenal and extremely helpful for our refinance. She made us feel comfortable in our decisions and I trusted what she had to say. We have worked with her in the past and every time she makes the process easy and effortless.
Please consult with AZ Mortgage Broker, LLC to receive a personalized rate for your specific situation. Andrea was phenomenal and extremely helpful for our refinance. She made us feel comfortable in our decisions and I trusted what she had to say. We have worked with her in the past and every time she makes the process easy and effortless.
Services
AZ Mortgage Broker, LLC is a Phoenix, Arizona based mortgage broker with over 23 years of Arizona mortgage experience. We transact business in Arizona and California. We are focused on providing lower rates, lower fees, and better service to our clients on every transaction.
As a licensed Arizona Mortgage Broker and California Mortgage Broker, we have access and working knowledge of conventional, Jumbo, FHA, VA, Fannie Mae, Freddie Mac, Alternative, Non QM, small balance commercial, first time home buyer, refinance, fast purchase money closings and more.Our mission is simple: Every client deserves our full attention and a positive client review is our motivation.
As a licensed Arizona Mortgage Broker and California Mortgage Broker, we have access and working knowledge of conventional, Jumbo, FHA, VA, Fannie Mae, Freddie Mac, Alternative, Non QM, small balance commercial, first time home buyer, refinance, fast purchase money closings and more.Our mission is simple: Every client deserves our full attention and a positive client review is our motivation.
FHA home loans are insured by the Federal Housing Administration (FHA), and can only be provided by lenders approved by the FHA. This type of mortgage has a fixed term length of either 15 or 30 years. It's a popular choice among first-time homebuyers in Arizona, as well as buyers with limited savings or lower credit scores.
A fixed-rate mortgage has an interest rate that remains the same for the life of the loan. In other words, your total monthly payment of principal and interest will remain the same over time. A fixed-rate mortgage is the most popular type of financing because it offers predictability and stability for your budget.
A jumbo home loan, also known as a jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA) - currently $548,250 for a single-family home in all states (except Hawaii and Alaska and a few federally designated high-cost markets, where the limit is $765,600).
When you refinance, you replace your current home loan with a new one. Mortgage refinancing requires you to qualify for the loan, just as you had to meet the lender's requirements for the original mortgage. You file an application, go through the underwriting process and go to closing, as you did when you initially purchased the home.
Reviews (10)
Scarlett Tucker
Dec 27, 2021
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Stephannie Hill
Dec 26, 2021
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Josh Hernandez
Dec 23, 2021
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My wife and I began our journey to buy our first home towards the end of November and got in contact with an amazing Loan Officer John Huyser. He was very professional but more than that he kept me accountable, set proper expectations, and time frames. He made everything quick and easy and as of today I am officially a homeowner. I couldn’t thank John enough for making what some say is a stressful time feel like a breeze.
Lance C.
Dec 20, 2021
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Gareth Carlton made buying my home very simple. No more running down to the bank to drop off needed paperwork. Simple, fast & signed with notary. Thanks for being a pro and making it so simple through the purchase process.
I would recommend Gareth to anyone who wants to make their dreams come true with home ownership!!!
I would recommend Gareth to anyone who wants to make their dreams come true with home ownership!!!
Susan C.
Dec 19, 2021
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Jace Moore
Dec 06, 2021
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The services received from John were smooth and straightforward. Information provided was accurate, responses to queries were turned around very fast. Answers were clear and where necessary detailed enough for us to make informed decisions quickly, minimizing any doubt, or timely research on our end. Highly recommend!
Garrett
Nov 30, 2021
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Erik Regan
Nov 25, 2021
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Andrea was referred to me by another individual who was helping me through some probate stuff and after talking with Andrea she helped me develop a plan of attack to refinance my current home along with assuming the loan on my parents home. She is great at communication and found me what I believe were there best options for loans out there given my situation.
I would recommend Andrea over and over and will for sure go to her when moving forward on another investment property
I would recommend Andrea over and over and will for sure go to her when moving forward on another investment property
Tara Dorfman
Nov 15, 2021
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After being pretty discouraged by other mortgage companies, Chad Parker was recommended to us by our neighbors who have personally known him for years. They also recently used him in the sale of their home and the purchase of their new one. I can’t say enough good things about our experience. Chad was easy to talk from the beginning and his response times were impressive. He truly cares about his clients and went above and beyond for us. Lately, it seems customer service has declined as a whole and it was so refreshing to communicate with Chad. He made a stressful process seamless and smooth
Jon F.
Nov 13, 2021
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My experience with Jorel was amazing! He provided world class service and attention to detail at every turn of our mortgage refinance. He was very prompt at returning emails and phone calls as well as answering any and all questions we had about the process. Additionally, he never stopped looking for the best possible scenario to our refinance. We can't recommend him enough!
