Searching through listings and tracking down the perfect property that will suit your needs, wants, and dreams can be difficult enough. It doesn't matter whether it's your first home, second home, final dream home, or a property that will help you earn some extra income, searching for that new address is a chore in and of itself, albeit a fun one.
So I firmly believe that. That's why I am here to help you find your way through the frustrations and confusions of house-hunting to the blissful joy of home ownership. I will work diligently to ensure that regardless of whether you're a first time home buyer, are looking to refinance, are interested in purchasing a rental property, or are finally ready to hunt down your Kansas City dream home, I can help make your goals become a reality.
So I firmly believe that. That's why I am here to help you find your way through the frustrations and confusions of house-hunting to the blissful joy of home ownership. I will work diligently to ensure that regardless of whether you're a first time home buyer, are looking to refinance, are interested in purchasing a rental property, or are finally ready to hunt down your Kansas City dream home, I can help make your goals become a reality.
Services
My goal and aspiration is to provide you with such an incredible lending experience you will feel comfortable introducing the people you care about most to me. Looking forward, I see a huge opportunity to help an immense amount of people realize their financial goals, and it is my hope you will be right there alongside me.
A: Pre-qualification is used by a lender to help you determine how much of a loan you can afford. This is beneficial to you when house hunting so that you don't fall in love with a house that you can't afford. Pre-approval is saying that you are conditionally qualified for a loan. This is, of course, subject to the review of your completed application, verification of your income, assets, employment history, credit check, etc.
One of the most commonly asked questions I get asked is: "What is mortgage insurance, and do I need it?" So let's take a moment to explore Private Mortgage Insurance (PMI), why it might be necessary in order for you to qualify for a loan, and whether or not it benefits you, the buyer, in any capacity.