This year we will assist almost 700 customers satisfying their mortgage needs! With an average over 14 years of experience in the industry, we believe that our loan officers are the very best. We only exist because of our clients and the trust they have in us And that makes each and every one very special in our eyes.
Nothing could be done without the work of all our Loan Officers and the never ending dedication of our Processing Team. Conforming loans are sold to Fannie Mae or Freddie Mac and these two agencies have different underwriting rules. If you feel like rent is burning a hole in your pocket, it may be high time to jump into the real estate market and buy your first home.
Nothing could be done without the work of all our Loan Officers and the never ending dedication of our Processing Team. Conforming loans are sold to Fannie Mae or Freddie Mac and these two agencies have different underwriting rules. If you feel like rent is burning a hole in your pocket, it may be high time to jump into the real estate market and buy your first home.
Services
This year we will assist almost 700 customers satisfying their mortgage needs! With an average over 14 years of experience in the industry, we believe that our loan officers are the very best. More importantly, they are wonderful people. Everyone at Mortgage Magic is involved with some type of service to the community.
In the past six years we have done two home mortgages, three refinancing and obtained a home equity line through Mortgage Magic. We were initially attracted by Mortgage Magic's low rates and wide range of loan products, but ultimately it was the high quality of their people and service that won our repeat business.
We have put all our best efforts to provide equal access to all persons with any disability on this website. If some technical limitations on this website prevent you from accessing any of the information provided, we would like to know about it. If you believe you are in this situation, please contact us directly and we will assist you in any way possible to provide you with the information you were seeking.
There are two categories of conforming loans; those loans below $510,400 and those between $510,401 and $765,600. Conforming loans are sold to Fannie Mae or Freddie Mac and these two agencies have different underwriting rules. Mortgage Magic has the ability to use both agencies and via computer with the DeskTop Underwriter (Fannie) or LoanProspector (Freddie), we can tentatively approve most loans within hours.
Reviews (26)
Seewai Fu
Jul 31, 2020
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Philip Braverman
Jul 16, 2020
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I just finished my ten tranactions with Mortgage Magic / Buyers Realty and I certainly recommend Doug Jones ( my loan broker and Realtor ) highly. This past month I sold, bought, and financed my new home. The entire Mortgage Magic and Buyers realty team were like family and helped me every step of the way. They even helped with part of the move. I say thank you to Trudy, Jean Marc, Kianna, Maria and Brian for making my move so easy. I am comfortable that now I am in my perfect home and if I ever buy a second home or investment property they will be the only company that I would ever consider using
Liwayway Gimenez
May 03, 2020
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Ravinder L.
Mar 29, 2019
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We recently purchased a new home and Joe Adamson at Mortgage Magic was our broker. First I must say it was an absolute pleasure working with Joe. When it comes to financial dealings it helps when you can trust someone and I trust Joe. He made the process super easy and was on top of everything at all times. I highly recommend using Joe Adamson for any type of home loan needs.
Richard Freitas
Jun 21, 2018
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Kimberly Johansen
Dec 14, 2017
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If your looking for a fast and easy way to buy or sell your house, Gloria Kohn is the lady you need to talk to.
Gloria helped me sell my Condo in just a matter of weeks. She made the entire process painless and quick.
Gloria is up front, very thorough and hardworking. Her knowledge of real estate and loans is so deep that you can fully put your trust in her that she will do her best to satisfy all your requests to the max.
Gloria had my condo sold for above my listed price. She made the entire process a breeze, no stress from my side. Just a signature and smile. I look forward to taking the
Gloria helped me sell my Condo in just a matter of weeks. She made the entire process painless and quick.
Gloria is up front, very thorough and hardworking. Her knowledge of real estate and loans is so deep that you can fully put your trust in her that she will do her best to satisfy all your requests to the max.
Gloria had my condo sold for above my listed price. She made the entire process a breeze, no stress from my side. Just a signature and smile. I look forward to taking the
Doug Jones
Oct 09, 2017
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I bought a home 5 years ago. Doug Jones was instrumental in helping me get a mortgage at an excellent rate. He was available when even I needed him to navigate through the paperwork. He made a large decision of buying a home seem easy. I would definitely recommend Mortgage Magic to anyone who is buying a home. Doug knows how to get through all the situations.
I used Doug's services again about 2 years ago, to sell my original home in San Jose. He also helped me buy a new home in Santa Clara, California.
I highly recommend Doug and Mortgage Magic. Doug and his company really know how to make buying
I used Doug's services again about 2 years ago, to sell my original home in San Jose. He also helped me buy a new home in Santa Clara, California.
I highly recommend Doug and Mortgage Magic. Doug and his company really know how to make buying
S. P.
Jul 04, 2017
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Doug, Trudy, Gloria and Jean Marc are absolutely amazing! As first time home buyers, I'm glad we found Doug and company. The whole home buying process can be a bit over whelming for first time buyers. Off the bat, I knew I could trust Doug, he's been in the business for years and has a ton of experience. Trust me Doug has seen it all and is prepared for any hiccups that might arise. Doug and company went out of their way to ensure we understood everything that was going on, ensured we got locked in to a rate that was the best fit for us. Gloria is a loan expert and can tell you exactly
Kat D.
May 02, 2017
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My boyfriend Alex recently went through a mortgage refi, and it was a smooth process, THANKS TO JOE ADAMSON!
As a first time homeowner, Alex was going through a very stressful time not knowing where to begin or what to expect... but Joe was extremely helpful and patient with Alex, especially with explaining the entire process to him. He was always responsive with emails and phone calls, and even called Alex from time to time to check up on him and see how he was doing. The process took a while, but Joe got the job done.
My boyfriend is not one to write YELP reviews, but he asked me to write
As a first time homeowner, Alex was going through a very stressful time not knowing where to begin or what to expect... but Joe was extremely helpful and patient with Alex, especially with explaining the entire process to him. He was always responsive with emails and phone calls, and even called Alex from time to time to check up on him and see how he was doing. The process took a while, but Joe got the job done.
My boyfriend is not one to write YELP reviews, but he asked me to write
P. D.
Jan 20, 2017
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I Just wanted to say I was looking up mortgage brokers on yelp when my husband and I started this process in OCT. I found the company through yelp and decided to give them a try and make an appointment to discuss our options for a home loan. I called and spoke with Doug, he was so helpful and even agreed to meet with us on a Saturday since my husband and I work opposite shifts.
We met with Doug and he explained everything to us in detail. We really had no idea how to get a loan... or how the buying process worked except for the research we did before the meeting. He explained so much more then
We met with Doug and he explained everything to us in detail. We really had no idea how to get a loan... or how the buying process worked except for the research we did before the meeting. He explained so much more then
Maggie V.
Dec 24, 2016
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If I could give Mortgage Magic (MM), Doug Jones and his team 10 stars, I would. My husband's family has known Mr. Jones for over 20 years now. MM helped his parents and two older brothers purchase their homes. In 2011, MM helped my husband purchase his first home in the Fremont area. We've lived there for 5 years now and love our community.
Since I was not very involved with the purchase of our first home, I had only heard of Mr. Jones' professionalism. This time around, I got to experience it first hand when my husband and I decided to purchase an investment property in the San
Since I was not very involved with the purchase of our first home, I had only heard of Mr. Jones' professionalism. This time around, I got to experience it first hand when my husband and I decided to purchase an investment property in the San
Keith Shapiro
Nov 20, 2016
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With a passion for helping others and an intimate knowledge of what works best for each individual's mortgage need. Doug Jones and Mortgage Magic are are extremely talented and truly experts in the field! Your mortgage needs are in the best hands with Doug and his team! Plus he knows magic and that's always fun.
Charles De Snead
Sep 01, 2016
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We have used Mortgage Magic numerous times over the last 10+ years for both new purchase and refinance and highly recommend them. Doug, Wendy & staff provide excellent service, facilitate the process and have competitive fees. Mortgage Magic continues to offer the highest value and can help, regardless of the RE market or Gov. regulatory conditions! - Charles & Reeta
Michael O.
May 16, 2016
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First off most I have to say thank you thank you THANK YOU to the two individuals that made my wife and my own dream a reality. So I must say in the begging my wife and I were new to buying a home and had no clue what to do. And as we could easily come across to some people as easy targets well not for Doug and Gloria. The thing was I did my homework for moths before taking the jump in the deep end and I knew what to look for and what to ask and honestly when I had found Doug I was skeptical because I wanted to do it my way and when Doug sat me down and made it a priority to see me on my time which
Earl J.
Apr 03, 2016
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I give Doug Jones and his company ( Mortgage Magic ) a rating of 5 Stars! They are the top of the line when comes to anything relating to real estate loans - of any type. I've had business experience with Doug and his staff for almost twenty years and have never been disappointed. Their professionalism, integrity, knowledge and customer service is outstanding - across the board. Doug is also an excellent magician. His performances have been viewed by thousands over the years with great reviews. Honest, intelligent, professional and caring are just few adjectives that come to mind when
Don T.
Feb 09, 2016
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I have known Doug Jones for many years, he is very professional and always looking out for the client's best interest. He and his team are organized, fast, and easy to work with.
Our most recent experience involved an inherited home, an estate trust, and a refinance. We were already feeling a lot of stress due to the loss of a family member, but Doug set us at ease, worked the numbers, and instilled confidence that things were going to work out well. The process was fast, easy (much of it is done online), and stress free. Doug has a great sense of humor and really showed that he cared
Our most recent experience involved an inherited home, an estate trust, and a refinance. We were already feeling a lot of stress due to the loss of a family member, but Doug set us at ease, worked the numbers, and instilled confidence that things were going to work out well. The process was fast, easy (much of it is done online), and stress free. Doug has a great sense of humor and really showed that he cared
Jason R.
Jan 12, 2016
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Very well recommended. I needed to refinance an investment property and Joe at Mortgage Magic came through. He undercut the several quotes I got from larger banks like Bank of America, Wells Fargo and Chase as well as from two private brokers by thousands. There was no bait and switch on the rates and an easy quote right up front so I knew how much it was going to cost to close. I almost didn't trust him at first because it seemed too easy, but having gone through the process, I can say that it was just that easy and I would use them again.
Joe was very responsive to all my contacts and
Joe was very responsive to all my contacts and
Steve H.
Dec 15, 2015
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Heather Kulp is the BEST IN THE BUISNESS! We have worked with her over the last 10 years. Heather is very responsive, caring, and will become part of your family and HIGHLY Recommended for your home loans and refi's. Heather is very knowledgeable and will work to get you the best she can for your special loan needs.
Thanks for all you do Heather!
Thanks for all you do Heather!
Chuck L.
Jun 10, 2015
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SIX well-deserved stars......
I have refinanced 5 times in the last 7 years for a rental and my own residence. The level of service and professionalism I received from Heather Kulp is second to none. They go way beyond my expectations.
Heather is very knowledgeable about every little detail of the entire process and the expectations/requirements of the lenders. Best of all, MM has access to so many lenders out there. If they can't find you the best rate and save you the most, I don't think you will find it anywhere else.
Thanks again Heather for an awesome job well done. You
I have refinanced 5 times in the last 7 years for a rental and my own residence. The level of service and professionalism I received from Heather Kulp is second to none. They go way beyond my expectations.
Heather is very knowledgeable about every little detail of the entire process and the expectations/requirements of the lenders. Best of all, MM has access to so many lenders out there. If they can't find you the best rate and save you the most, I don't think you will find it anywhere else.
Thanks again Heather for an awesome job well done. You
Calvin R.
Apr 06, 2015
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Andrew P.
Dec 23, 2014
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I had a great experience working with Nancy Pham-Nguyen. She helped me refinance my mortgage, buy a house, and sell a house. You can definitely count on her for your real estate needs.
I had been putting off refinancing my loan even though the interest rates have been dropping. When I finally got in touch with Nancy, she explained the process to me very clearly and helped me get all my documents in order. She helped make the whole process very smooth and I ended up saving a lot of money.
Later, I decided I wanted to buy a different house so I got in touch with Nancy again. She explained
I had been putting off refinancing my loan even though the interest rates have been dropping. When I finally got in touch with Nancy, she explained the process to me very clearly and helped me get all my documents in order. She helped make the whole process very smooth and I ended up saving a lot of money.
Later, I decided I wanted to buy a different house so I got in touch with Nancy again. She explained
Ed Mackadazy
Nov 04, 2014
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As a Wholesale Account Executive, I work with the Mortgage Magic Loan Officers and processing staff on a regular basis. My experience with them has been very successful. They are a group of professional mortgage people, who are constantly striving to serve their customers at the highest level. I have no hesitation referring friends and/or family to Mortgage Magic.
-Ed Mack
-Ed Mack
Kc L.
Aug 14, 2014
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I have used Randy South of Mortgage Magic for three different loans and re-fi's over the past 9 years. If I didn't already have the best rate (thanks to him!) I would use him again in a heart beat. Randy is diligent, excellent with communication and also a really nice engaging person to be around.. The costs through MM were far lower than I found elsewhere. I have recommended Randy to many friends and all have had nothing but positive things to say about their experience. Need a mortgage or re-fi?This is your company and Randy is your guy!
Michael S.
Jun 17, 2014
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Wendy Wong of Mortgage Magic is one of the best mortgage person I've ever worked with. We've bought and sold plenty of houses before but this time, it's different. It's the pit bottom of the mortgage crisis and I no longer have a full-time job. I'm an entrepreneur/business owner now and it has never been so difficult to get a loan in my entire live. We went to at least 5 different mortgage firm and none of them came through for us. Wendy was the only one who did it and more. The rates are outstanding and she really made sure we got all the necessary components we
Carmel D.
Mar 25, 2014
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When I think of people that I would like to associate my business with, I think of Doug Jones. Doug is not only one of the most honest and trustworthy people I know, he is also very caring and patient. I have known Doug for many years as a top producer in the real estate industry. Years ago when I refinanced my home, I chose to work with his team. Throughout this time, I have come to admire and respect Doug because he leads by example. We have closed many transactions with Doug and we enjoy every single one. Doug keeps his word and is always gracious with every client.
Marina M.
Apr 10, 2013
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I had my first consultation with Joe Adamson yesterday. It was wonderful.
I am just thinking of buying my first property, so naturally, I had a lot of questions. I didn't have to bring much to the meeting, but by the end, I had a clear understanding of: my credit report and everything related to it (what's great, what's less than great, what looks like a problem but really isn't), my personal balance sheet (what a lender will think about my income and my liabilities), what we'll be able to do to mitigate some things when the time comes to apply, and the size of the mortgage
I am just thinking of buying my first property, so naturally, I had a lot of questions. I didn't have to bring much to the meeting, but by the end, I had a clear understanding of: my credit report and everything related to it (what's great, what's less than great, what looks like a problem but really isn't), my personal balance sheet (what a lender will think about my income and my liabilities), what we'll be able to do to mitigate some things when the time comes to apply, and the size of the mortgage
