Homecite Mortgage is California's Premier Mortgage Company specializing in home improvement, debt consolidation, property refinances, and purchase money loans. HomeCiteMortgage offers competitive rates on conforming, non-conforming, jumbo loans. HomeCite's refinance programs are designed to help homeowners save money with their refinance and get cash out for any purpose.
We have numerous purchase money programs to qualify practically any borrower.
We have numerous purchase money programs to qualify practically any borrower.
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Many homeowners have used credit cards to repair their homes, add new furnishings and appliances as wells as finish up their landscaping. After a while, those credit card balances become a financial burden. Month after month the balance grows, along with high-interest charges of 21% to 30%. The rule of thumb is if you make that minimum monthly payment it will take up to 30 years to pay off items you just charged.
Lower your interest-refinance your home loan! You've probably heard it many times before, but what does it mean? Refinancing your mortgage to a lower rate will help to improve your finances because your monthly payment will be lower. Wouldn't it be great to put extra money towards something else every month?
At HomeCite Mortgage, we understand that purchasing a home can sometimes seem like an intimidating and stressful task. This is the first step, and its FREE! With home sellers receiving multiple offers, you need to put yourself above your competition in the seller's eyes. Making an offer after you have been pre-qualified tells the seller that you are SERIOUS, and that you can ACTUALLY afford their home.
Reviews (4)
Kerri C.
Jul 23, 2012
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My accountant referred me to Sean and told me that if I needed help refinancing my house, Sean would take great care of me. I had spoke with other brokers regarding refinancing my home and was not excited about working with other companies. Sean was professional from the start, he answered all of my questions and always provided me with options discussing the pros and cons of each option. I would highly recommend Sean to anyone looking to refinance their home. My entire refinance took just a few weeks from start to finish!
Shelly B.
Jul 13, 2012
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Sean McMenamin, owner of Homecite Mortgage has been our broker for about 10 years. He got us the original loan for our current home, as well as handled multiple re-finances over the years. Sean has been really good about letting us know when rates are going down to ensure that we have the best loan possible. When we have created some difficulties, like being out of town on the day we were supposed to sign, he took care of what was necessary to ensure that we signed on-time and were still able to go on vacation. He is wonderful about keeping us informed on the progress of our loans and we are
Forrest M.
Jun 27, 2012
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In November 2011, I was referred to Ethan Ting at Homecite by my uncle, who also had a very good experience. I was a first time home buyer, and had A LOT of questions about the steps needed to pre-qualify and eventually get approved. During these early stages, Ethan took his time answering my questions, and taught me about the home loan process. In addition to his patience, I was most impressed with how open and TRANSPARENT he was about everything. He laid things out in an easy to understand way, which made me feel much more comfortable with the biggest purchase of my life. After the initial
Melanie I.
Aug 22, 2007
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I have to be honest and admit that I chose Sean McMenamin as my mortgage broker because he used to live across the street from me. He has since moved up in the world and lives in Granite Bay. My ex and I were not an easy case. The ex bought me out, and needed to re-finance in order to do so. He is self employed, so income verification was difficult. My income to mortgage ratio (I'm sure there is a better term for it but I don't know what it is) is not good, but Sean at Homecite managed to deal with both of our issues. Then, the day my loan was supposed to fund, Countrywide announced that
