Pannu Mortgage
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Pannu Mortgage
Note: Interest Rates are subject to change without notice based on market conditions. Rate/APR and terms may vary based on the loan amount & credit worthiness of the individual. I have recently refinanced my mortgage and very happy working with Pannu Mortgage. He is truly a Professional, possesses in-depth knowledge in the Mortgages Field, offers best interest rates along with good closing cost options.

His website is truly great with the refi calculator showing various cost options. I am very satisfied with my experience and have already recommended him to my neighbors and friends. Pannu mortgage team is super awesome. They are very responsive, efficient, and easy to work with. Sukhvir is very knowledgeable about the mortgage market and gives good advice and their rates are very competitive as well.
Services
Sukhvir Pannu moved from India in 1997 to live his American dream. Today, he is a renowned name in the California's Residential Mortgage, with major concentration of his work in the San Francisco Bay Area. He is proud to provide the best rates to his clients for over 19 years. All of his clients describe him as a genuine, transparent and patient broker who takes time to provide excellent service.
Note: The closing cost includes fee for appraisal report, credit report, lender administration/underwriting, escrow, title insurance, notary and courier. The table above includes all these costs. If the closing cost/credit amount is a (-) Negative number; you will not pay any closing cost and get extra credit from the lender.
Loan Analysis: Once we receive your loan application and documents, we will review the information and contact you for any missing information/ documents. We will pull your credit report, send you the loan application and disclosures for signing. Once we receive signed application disclosures and all documents, we will submit your loan to the lender and your file will be ready to lock the interest rate.
Reviews (17)
Trader C.
Trader C.
Oct 29, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Excellent service with great rates. Highly recommended.
Vik K.
Vik K.
Oct 25, 2021
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Excellent service with great rates. Mr. Pannu goes extra miles to give the best service and best rates. This is my 3rd refinance with him. Same excellent experience all 3 times. Highly recommended.
Ravindra Nagaraju
Ravindra Nagaraju
Oct 18, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Great rates and great service. Refinanced with Pannu mortgage multiple times and have had a great experience each time.
Ashok Mishra
Ashok Mishra
Sep 14, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Excellent Service provided by Mr. Pannu. It was also my pleasure to referred him many of my friends.
Priya K.
Priya K.
Sep 08, 2021
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Super fast, super simple, highly automated process. Personalized always-available service from Mr. Pannu. Refi was so easy, got a great rate within 3 weeks cutting down usual mortgage times by at least half. Highly recommended.
Judhajit Chakraborty
Judhajit Chakraborty
Aug 31, 2021
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Can there be 10 stars? Thank you so much Mr. Pannu for your services in this refinancing process. I think only you could have done this which speaks so highly of the well esteemed name and reputation you have earned in the bay area. You have definitely found a forever client in me :). Thank you again.
Sanjeev Mishra
Sanjeev Mishra
Aug 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Pannu is an excellent contact for all kind of mortgages needs. Competitive rates and all well planned with timely execution. He made my refinance task simpler, and trouble free.
Srinivas Annam
Srinivas Annam
Aug 02, 2021
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Positive: Professionalism, Responsiveness
Super easy to work with professional service. Got the promised rate, and was able to close within no time.
Cindy Chin
Cindy Chin
Jul 22, 2021
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Positive: Professionalism
My husband and I were amazed at how quick our transaction was and we got the rate we wanted. Mr. Sukhvir Pannu is very knowledge in this field and very professional as well. He will help his clients to get the best deal possible. We are very happy with his service.
Pravin Joshi
Pravin Joshi
Jun 21, 2021
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Mr. Pannu offers best rates, is very responsive and closes in time. He also offers very good closing cost options. Overall very good experience working with Mr. Pannu.
Pradeep Kumar Gond
Pradeep Kumar Gond
Feb 20, 2021
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I refinanced with Mr. Pannu last year, and highly recommend for your mortgage needs. He is a man of his word, who stands by it and delivers. My refinancing was breeze with clear set of documents asked. He used latest technologies to securely handle documents upload, download, and signing. Overall a professional and efficient experience. I have referred him to my friends and couple of them are already working towards closing theirs too.
Jasbir Singh
Jasbir Singh
Nov 14, 2020
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Exceptional Service by Mr. Pannu. I have worked with him for refinance and he was simply amazing during the whole process. Very responsive and helpful. I am very satisfied and have already recommended him to my family and friends, some of them have already reached out to him for re-financing. Good luck and keep rocking!!!
Andrew A.
Andrew A.
Jun 21, 2020
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I got referral to Pannu from a co-worker. At the beginning, I was unsure about his small shop. But the whole process made me convinced Pannu will be my go-to person for refinance. After submitting my docs online, I had to call him up to follow up. But that was a time when he was super busy. Subsequent process was very smooth. We got a good rate. Seems Pannu has been in the mortgage broker business for many years and has good relationship with Quicken Loan.
Amar T.
Amar T.
May 19, 2020
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My wife and I have worked with Pannu on both a refinance and new mortgage. He is super helpful, always available to answer questions, super efficient, knowledgeable, and most importantly, trustworthy. Particularly during Covid, he was efficient on his end and any holdups were caused by other parties.
Puneet M.
Puneet M.
Mar 06, 2020
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I took Mr. Sukhvir Pannu services to refinance my loan.He was very prompt in answering all queries and provided all information on time at each step during the process. I would recommend him wholeheartedly.
Pramod I.
Pramod I.
Feb 18, 2020
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I recently refinanced my home with Sukhvir ji at pannu mortgage. The whole process was smooth from beginning to end and I had a great experience. The communication throughout the process was very good and I was kept updated with where things were at every stage. I got a good rate with minimal closing cost. I would use pannu mortgage again in the future for any mortgage needs.
Sid K.
Sid K.
Jan 08, 2020
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Sukhvir Pannu was great at providing timely updates and patiently answering all of my questions; he really wants to make sure his clients understand the whole process and are getting the best deal.