Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service. Shopping for your first home is an exciting time. It should be a fun learning experience for everyone. But serious home buyers should start their journey in a lender's office, not at an open house.
The reality is that having a preapproval letter from a lender is almost expected. Sellers want to know that you're a serious buyer and not wasting their time. The process of buying a house is long enough, even when things go well from start to finish. Sellers are more willing to negotiate with a buyer when they know they can actually purchase the home.
The reality is that having a preapproval letter from a lender is almost expected. Sellers want to know that you're a serious buyer and not wasting their time. The process of buying a house is long enough, even when things go well from start to finish. Sellers are more willing to negotiate with a buyer when they know they can actually purchase the home.
Services
Looking to purchase a home, refinance, or cash out? Look no further! Zion Mortgage offers a wide range of mortgage products with the benefit of no hidden fees. Zion Mortgage prides itself on its simple and hassle free process. Listed below are some of our most popular home loan services. Adjustable rate mortgage (ARM) generally features a lower interest rate than a 30-year fixed rate mortgage.
In the mortgage and lending world, there are many official-sounding terms. They sound complex and can be confusing even for experienced real estate professionals. Zion Mortgage is here to help and try to explain some of those terms. You may have heard the terms "adjustable rate" and "fixed-rate mortgages."
There are lots of features to consider when shopping for a mortgage. An important decision to make is getting a fixed or adjustable rate mortgage. There are pros and cons to both and you budget, and housing needs and acceptable risk will factor into the decision. Zion Mortgage offers adjustable rate mortgages in Texas, and we can help you.
Sometimes in life we make a bad deal for a variety of reasons. It can happen when buying real estate too. Home buyers end up in a high-interest mortgage that drains their finances and enthusiasm for being a homeowner. There is no reason to stay in a high-interest mortgage when you can simply refinance.
Zion Mortgage has many mortgage products available, including cash-out refinance loans. Homeowners that have available equity in their homes might be eligible to refinance their mortgage and cash out. Cash-out refinancing means that the current mortgage is replaced with a new one that has a higher amount attached to it.
Reviews (10)
Aaron Liang
Jan 05, 2022
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Great service, and quick responded. Worked with Victor for the previous deal that I just closed on Dec 28th, 2021, it was a wonderful experience goes above and beyond with their service as well as his follow-up. I was pleased with the experience of working with him and would highly recommend him to anyone with mortgage needs for commercial or residential!!!
Alister Ma
Dec 29, 2021
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Jack Chung
Dec 02, 2021
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Jieling Kuo
Nov 17, 2021
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Tung Ruby
Oct 22, 2021
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Howard Emily
Sep 23, 2021
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Victor and Laurence did a great job in closing our loan, very responsive and professional. We bought a new build but didn’t choose builder’s preferred lender - it turned out to be the right decision for us! Victor and team went above and beyond to solve the issues we had with title and appraisal, and saved us a lot of money! Highly recommend!
Grace Huang
Jul 24, 2021
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Victor and his team from Zion Mortgage is a fantastic team, very responsive even in the evening and weekends trying to get the loan closed as fast as possible. He also serves great as a facilitator to get Lender's questions answered promptly to prevent any delay. With 5 star service, without an expensive fee. I would definitely work with them in the future.
Peggy Yen
Jul 06, 2021
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May 24, 2021
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Victor is very friendly, professional, and hard working. He provided honest feedback during the purchasing process. Due to the hot house market in Austin, it's very hard to get the appraiser for the loan. Victor works very hard with the agents/title company to push the appraisal company, and closed the house only a few days delayed. Good job! :)
Tzu Ching T.
Oct 02, 2020
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I would recommend Zion Mortgage!
Victor & Mandy are really helpful and just assisted us to buy our first home. Their service is pretty responsive and thoughtful so that we were able to close on the house in 30 days since the offer was accepted. Also the title company said they rarely see this low rate, such a good deal!
Victor & Mandy are really helpful and just assisted us to buy our first home. Their service is pretty responsive and thoughtful so that we were able to close on the house in 30 days since the offer was accepted. Also the title company said they rarely see this low rate, such a good deal!
