Capital Works Mortgage is a full service mortgage brokerage firm designed to guide and educate clients through the entire home loan process with tailored mortgage financing strategies. Capital Works Mortgage opened its doors as an independent locally owned firm in 2013. In addition, each mortgage professional on the team has more than 10 years of experience in the banking and finance industry.
Capital Works offers a full suite of services to meet any of your real estate financing needs with the goal of providing top tier mortgage rates at the lowest possible cost with an uncompromising commitment to customer satisfaction. Whether you are a first time home buyer or a seasoned homeowner investor we will work together to make you feel comfortable and confident with your individual mortgage financing strategy.
Capital Works offers a full suite of services to meet any of your real estate financing needs with the goal of providing top tier mortgage rates at the lowest possible cost with an uncompromising commitment to customer satisfaction. Whether you are a first time home buyer or a seasoned homeowner investor we will work together to make you feel comfortable and confident with your individual mortgage financing strategy.
Services
Ben Gearhart is an experienced, knowledgeable and active real estate broker/investor/developer, and realtor at Modus Real Estate, in Denver, Colorado. With a focus on sellers, move up buyers, he approaches every project by putting the client's interests first. Leveraging his expertise in the rapidly evolving market, Ben empowers clients with the education and guidance needed to achieve their real estate goals.
Reviews (14)
Kaylee Edmonson
Nov 26, 2021
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Jose went over and beyond in every step of the process. From initial approval, to offer, all the way through closing, Jose was knowledgeable and all around excellent to work with. He was always available for any and all questions, was communicative every step of the way and made the process a walk in the park! Thank you Jose!
Cameron Loughlin
Dec 28, 2020
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A mortgage is a very complicated transaction and it is important you can work with someone who is trustworthy and knows the business inside and out. During a given year there are many changes to the rules around mortgages and you want someone who is very well-versed in understanding the fine print. I highly recommend Joe Moore from Capital Works Mortgage to help guide you through this extremely challenging process. He is also a down-to-earth nice person which is an added bonus.
Tim Ray
Sep 21, 2020
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Amazing. A little over 2 years ago, Jose helped me get a jumbo FHA loan on a 4 unit / mixed use property and only 4% down --basically unheard of to get this good of loan, and with only a 3.5% interest rate. This was just the boost I needed to get me into real estate investments. I wouldn't be where I am now if it weren't for the experts at Capital Works Mortgage.
Sarah Martin
Jun 26, 2020
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Joel Meyer
Dec 06, 2019
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Jose Fernandez and the team at Capital Works Mortgage are wonderful. You can rely on what they say. They keep you informed and respond promptly to any questions and most important they deliver terrific results. Jose helped us with a re-finance which put us in a very much better financial position. I cannot recommend Capital Works Mortgage more strongly.
Ryan Ballard
Oct 24, 2019
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I was a first time home buyer who was excited but very nervous about the whole lending process. The credit/down payment aspects of buying can be very stressful and confusing and that part scared me. Joe Moore walked me step by step through the process and made sure I understood exactly what was happening and what needed to be done. He always answered my phone calls and emails even when I had simple questions. Joe helped me buy the house I’ve always wanted and made me feel good about the entire process. I highly recommend Joe Moore and will absolutely use agin.
Morgan Breckenridge
Jul 09, 2019
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Joe Moore was fantastic to work with! This was our first loan so thankfully we had him to help. Joe was always willing to take a call or answer any questions we had and always got back with us in a very timely manner. His rates were very competitive and he definitely provided a 5 star experience with his customer service. Thanks Joe!
Annie Dellva
Jun 20, 2019
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Jordan Johnson
Jan 03, 2017
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The team at Capital Works Mortgage was absolutely incredible. This was our first time buying a home and they made every step as simple and stress-free as possible. Sometimes when you start getting overwhelmed in making such big decisions and steps in life, you have no one to turn to who has the expertise to guide you through the process and calm your nerves. However, the entire team at Capital Works Mortgage gave us confidence and answered every single question we had. I highly recommend new home buyers and repeat buyers to use them, as they will take care of you from the beginning of the process
Kate Android B.
Aug 03, 2016
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Jose Fernandez went above and beyond helping me get my loan secured accurately and quickly when time mattered most!! Amazingly enough always keeping my best interest in mind. He thoroughly explained everything every step of the way through my first home buying experience and was extremely responsive to my questions day or night... I highly recommend Jose!!
Jason Spin
Apr 25, 2016
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Heather Spies
Apr 01, 2016
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Mark Nemmers
Aug 06, 2014
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Best mortgage company in Denver...hands down. The personal service you receive from their team is second to none. They're VERY knowledgeable, of great INTEGRITY, and just all around smart business professionals. If you are even considering going with another real estate broker, you're selling yourself short. If you're looking to buy the house if your dreams, sell or flip a house - call these guys and hear what they have to say...you'll be impressed.
Debbie Stratton
May 07, 2014
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