At USECU, our goal is to encourage members' personal success through exceptional financial services today and tomorrow. We're with you every step of the way. Work with your children to develop healthy money management skills and financial literacy. Or send us a message and we will get back to you as soon as we can! Please do not send confidential information via an unsecured electronic network (UEN).
Any links on the USE Credit Union website to third party websites are provided solely for your convenience. USE Credit Union does not represent either the third party or the member if the two enter into a transaction. USE Credit Union does not endorse, adopt or have any responsibility for any information on any other website.
Any links on the USE Credit Union website to third party websites are provided solely for your convenience. USE Credit Union does not represent either the third party or the member if the two enter into a transaction. USE Credit Union does not endorse, adopt or have any responsibility for any information on any other website.
Services
A credit union is a nonprofit, cooperative financial institution owned by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one another. The volunteer board that runs the credit union is elected by the members.
From its humble beginnings back in 1933, USE Credit Union has grown to over 9,000 members. Much has changed through the years, however, our mission has remained the same: "Encourage members' personal success through exceptional financial services today and tomorrow." USECU is proud to be a local, not-for-profit financial institution that is focused on you, our member-owners.
At USECU, we offer four different checking accounts to meet your individual financial needs. Each one offers a reward of your choice so you decide what works for you! 1 Free Checking takes $25 to open but there is no minimum balance requirement and no monthly service charge when you sign up for eBundle. 2 Prime Checking takes $100 to open and $750 minimum balance to avoid an $8.50 monthly service fee.
When you join USE Credit Union as a valued member-owner, you'll open a GREAT Savings account to serve as your Membership Deposit Account. Saving money has never been easier! No more trips to the Credit Union to deposit your paychecks and no fear of losing your payroll check. Set up direct deposit with your employer and your paycheck will be automatically deposited into your checking or savings account.
Investing your funds in a time deposit such as a Certificate of Deposit (CD) can be a very safe and rewarding financial decision. Our USECU Certificates of Deposit earn highly competitive dividend rates and come in a broad selection of time terms ranging from 3 months up to 60 months. Then enjoy peace of mind knowing all funds are federally insured.
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