Investex Credit Union
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Investex Credit Union
InvesTex Credit Union is dedicated to the highest quality service for its members, while maintaining a solid financial foundation. Our core values reflect the strong character of our members and our growing relationship with them. It's easy to apply for membership, a low-rate loan, a credit card or mortgage with our secure online application systems.

Our eBranch representatives will work with you remotely during business hours but feel free to apply 24/7.
Services
InvesTex Credit Union is dedicated to the highest quality service for its members, while maintaining a solid financial foundation. Our core values reflect the strong character of our members and our growing relationship with them. InvesTex Credit Union will develop lasting relationships that promote our members' quality of life and financial well being.
InvesTex offers the convenience of MasterCard Platinum Premier, MasterCard Platinum, and MasterCard Platinum Secured Credit Cards, with interest rates lower than most. MasterCard offers worldwide acceptance, ATM accessibility and cash advances along with many other benefits.

Access to Credit Card Accounts is now located within Online Banking under the Accounts Tab "Credit Card Info" and within Mobile Banking it is in the drop down menu "Credit Card Info".If you do not pay your minimum payment within 10 days following your payment due date, you may be charged a late fee of either $28 each month the minimum payment is not paid within ten (10) days of the due date or the amount of your minimum payment if below $28.
Start enjoying all the InvesTex Credit Union advantages today by opening a Membership Savings account with a minimum deposit of $5.00. Your membership establishes a lifetime of benefits with InvesTex Credit Union-Once a Member, Always a Member. Opening a savings account establishes your membership.
The InvesTex Money Market Account allows you to earn a higher rate than a regular savings account to grow your funds faster. Receive Special Discounted Rates on CD or Share Secured Loans, Signature Loans, and Home Equity Loans. We are committed to helping you to manage your accounts and to help you avoid fees.
Getting the best deal takes time and energy. But when it comes to checking accounts, it's well worth the effort. InvesTex Credit Union's checking/share draft accounts save you money because most have no monthly service fee. Checking account charges such as NSF or Overdraft Protection are lower than most banks.
Reviews (8)
Farah M.
Farah M.
Nov 03, 2020
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I came up with someone who needed to use their services and I politely asked if I could quickly use 1 of the 2 restrooms. I was told I needed to go down the street to Subway. When I arrived back and took a seat to wait on my friend they told a man he could go ahead and use the restroom. I'm not sure why this rule applied to me and not him but the man who would not allow me to use the facilities was named Chad Prado. I will not be advising any of my friends to use this business and I believe in not discriminating on people based on gender, looks, or any other profiling. Also, I want to praise
Martin K.
Martin K.
Jan 04, 2020
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I've been with InvesTex for almost 4 years. The app for online banking is dated and lacks features many other credit unions and banks provide (e.g., remote deposit of checks).
They offer perks to entice you to open an account only to later inform you of fees or that the perk is illusory. For instance, they advertise that, for their checking account for people 55 and older, you get free checks and free money orders. Only later do you find out InvesTex doesn't issue money orders and that there's a whopping delivery charge if you order checks.
Like all lenders, InvesTex requires you
Allason H.
Allason H.
Jul 19, 2018
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This is the crappiest bank ever. They fee you up like crazy. Put my check in the bank on Friday it's now Thursday the following week. They rejected it and hit me with so far 4 fees. Won't release my check bc it's in negative. It's in negative bc they rejected it. They did this to me the last 3 times. Just this month they have stolen over 200 dollars from me in fees. Mind you I have been putting the same check in for the last almost 2 yrs twice a month. They never have any branch managers who can reverse all this. Say goodbye to this customer I'm done.
Danesy G.
Danesy G.
Sep 10, 2017
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Came to try to open 2 accounts waited 25min no one came up to me to let me know as a courtesy to hold on .! They seem careless !!.. what a disappointment , do not plan to open a account here !
Dana W.
Dana W.
Jun 29, 2017
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Amazing help!
I just received the royal treatment from Laura Guzman, branch manager at the Heights location. I went in to get pre-approved for a vehicle loan and Laura spent valuable time teaching me how to buy a car, what to ask for, and how to approach different situations. She was patient and encouraged me to come back for her to review the deal. With her help with information, we were able to negotiate a deal, get the car I really wanted, and feel good about the transaction. This is the first time I felt like buying a car was not intimidating. Thanks!
Lori E.
Lori E.
Nov 30, 2016
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Great service. Love the online tools and the personal service I have gotten from InvesTex.
Slate F.
Slate F.
Oct 30, 2016
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Worst bank ever! I've brought over 100k in accounts to them from me personally. 2 cars, a recreational vehicle, savings and checking account. I've never been so disappointed with a bank in my life. Rude customer service, can't ever get ahold of anyone, you can even see the transactions on anything you purchase just a balance. Monday I will be switching all my accounts to TDECU. They froze my credit card for no reason as well, never been late, in fact paid it off to a zero balance, came back from a cruise and it was frozen for no reason. Later finding out it had been closed without
J. R.
J. R.
Aug 01, 2016
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"ONLY work here if you are 100% completely desperate for a job!"

Advice to Management
If you can change the attitude and mindset of certain Upper Management then my advice would be to begin to genuinely care about the work, life balance of your employees. To have about 50 employees total give or take and the majority be stressed out or dread coming to work is ridiculous. Stop abusing your employees! Not providing help, not hiring more staff and not allowing overtime depicts how much Upper Management truly doesn't care about it's employees or the conditions under which they