USECU is member-owned, and not run by stockholders. Credit unions are not-for-profit organizations; therefore, we are able to pay higher dividends on deposit accounts, charge lower fees, and offer lower rates on loans. U.S. Employees Credit Union has been helping people achieve financial success since 1953.
Members have 24/7 access to their accounts via free e-services and thousands of surcharge free ATMs. U.S. Employees Credit Union is a member-owned financial institution dedicated to helping members acquire financial stability by providing comprehensive services to meet their changing financial needs while continuing to maintain financial strength of the credit union.
Members have 24/7 access to their accounts via free e-services and thousands of surcharge free ATMs. U.S. Employees Credit Union is a member-owned financial institution dedicated to helping members acquire financial stability by providing comprehensive services to meet their changing financial needs while continuing to maintain financial strength of the credit union.
Services
At USECU, we understand that selecting the right financial institution for your Checking account is not easy; that's why we simplify it. Having a Savings account with a $5.00 balance automatically qualifies you to apply for a no minimum balance and no monthly service fee Checking account. When you open a USECU Checking account with Direct Deposit, we will pay for your first box of checks and your Debit card.
When your checking account balance is short, we can automatically transfer money from the USECU savings account you select to cover the difference. USECU will transfer the exact amount needed to cover your item and charge a minimal transfer fee. Call us to enroll today! When your checking balance is short, we'll advance the necessary funds from your ODLOC to cover your transactions, up to your credit limit.
Conveniently access your funds with a USECU Visa Debit card. Present your card anywhere VISA is accepted and the funds will automatically be deducted from your Checking account. Access your money surcharge-free at tens of thousands of ATMs by using MoneyPass (32,000), or CO-OP ATM (30,000) Networks.
Log into Employee Express. Please note your agency must subscribe to Employee Express for this service to be available to you. Call the Employee Express Help Desk at 478.757.3030. You may also contact your Human Resources office for the appropriate telephone number for your particular agency. When setting up Direct Deposit for your full paycheck, please select "Checking" when enrolling online or completing a form.
What is MyCardRules? MyCardRules is an easy-to-use mobile app that lets you set card controls, add restrictions and receive transaction alerts. Set transaction spending limits based on your preferences, including dollar amount, transaction type and merchant type. Why is it a better way to manage my cards?
Reviews (11)
Ello Bello
Jan 22, 2021
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This CU stepped in and helped federal employees subjected to the oppressive 2018-19 government shutdown in a way that few financial institutions (and certainly not banks) would. The peace of mind they gave me during that difficult time was a Godsend. Always had courteous and helpful customer service as well, in the nearly 10 years I have been a member. I intend to stay with them for keeps.
Jennifer Forest
Dec 22, 2019
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Trent Rose
Nov 10, 2019
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Dottie C.
Oct 24, 2019
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Green Rage
Aug 22, 2019
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Eric Owen
Jan 16, 2019
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Holly B.
Dec 28, 2018
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Do not sign up with this Credit Union. They have horrible customer service and bad managers running the company. They do not follow up or send correspondence on account updates that lead to collections and ruin your credit rating. Melissa Miranda and Lisa Kimbrough work in concert to poorly bare minimum handle customer accounts. They not go above and beyond, they are a bare minimum or less organization. Don't do it!
Karen Quarles
Dec 27, 2018
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Michael M.
Oct 19, 2017
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If you work in the Loop's federal plaza, then there is something to be said for the convenience of access to surcharge-free ATMs right in your building. Plus there is a teller location in the Kluczynski Building. Other than that, I cannot rave about them at all. In terms of customer service, there are some perfectly pleasant employees, but I'd have to say they're outnumbered by the unfriendly ones. In particular, I tend to get perfectly dreadful people on the rare occasion I have to phone them. The credit union is also fee-crazy (but from what I understand, most banking institutions
Arob Arob
Sep 16, 2016
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Bekki C.
Mar 05, 2012
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My husband and I joined this credit union after some of the major banks started charging fees for checking accounts. I thought the USECU would be great! No-fee checking account as long as you had direct debit of $500 or more. Done!
What no one told me when opening the account was that they have limits on what you can spend per day on your Visa debit card. During the first three months your account is open the maximum is $500 per day. After that, no matter how long your account is open it's $1,000 per day. You can call to have that limit raised for a one-time purchase, but that also requires
What no one told me when opening the account was that they have limits on what you can spend per day on your Visa debit card. During the first three months your account is open the maximum is $500 per day. After that, no matter how long your account is open it's $1,000 per day. You can call to have that limit raised for a one-time purchase, but that also requires
