We don't think it's fair to make you pay for the best benefits, so we created Visa Rewards Plus. Now, you can enjoy all of our amazing benefits, like no annual fee, no balance transfer fee, no foreign transaction fee, no penatly rate and so many other fees you won't have to pay. Plus - you won't have to pay any interest for the first 12 months1 on top of earning unlimited rewards on everything you buy.
Apply today to save big while earning big. This scam is in no way affiliated with Advancial. If you receive one of these scam communications, DO NOT cash the check or follow any of the instructions. Contact Advancial directly via phone at 800.322.2709. When you use your Visa Rewards Plus credit card, you'll feel like you're treating yourself and your wallet.
Apply today to save big while earning big. This scam is in no way affiliated with Advancial. If you receive one of these scam communications, DO NOT cash the check or follow any of the instructions. Contact Advancial directly via phone at 800.322.2709. When you use your Visa Rewards Plus credit card, you'll feel like you're treating yourself and your wallet.
Services
Whether you're looking to build or repair credit, rack up reward points or give your teen a head start, we have a low interest credit card to fit your needs. Best of all, there's no annual credit card fee on any credit card we offer. Our uncompromising credit card with premium benefits including low rates, no annual credit card fees and unlimited reward points.
Earn 1.5% rewards on all purchases when you make 25+ purchases or spend more than $2,5002. Earn $100 cash back value when you spend $500 in the first 90 days after account opening. Three simple digits. That's all it takes to capture the quality of your credit history. It seems simplistic, but credit scores are an important tool that lenders use for virtually all loan and credit applications.
If you've recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. You might have been late with your credit card payments, have an outstanding judgment against you or have even been frauded or victimized by identity theft. Getting out of debt may sometimes feel like digging out an entire beach with a child's toy shovel.
We offer both Credit Life and Credit Disability Protection. Credit Disability Protection makes your loan payments if you become disabled by a covered sickness or accident which persists beyond the policy waiting period. In the event of your death, Credit Life Protection pays the balance of your loan, either the balance remaining or up to the policy maximum, whichever is less.
Enjoy an exciting rewards selection including merchandise, travel, gift cards, green products and charitable donations. We offer popular brands such as Apple, Beats, The North Face, GoPro, Macy's, Crate & Barrel, J.Crew, REI, Starbucks and more. Earn 1 reward point for every $5 spent on all non-PIN transactions Points add up fast and you'll be on your way to cash back, travel, merchandise and more in no time.
Reviews (10)
Courtney Lippert
Nov 01, 2021
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Rachel Perez
May 25, 2021
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Nate
May 17, 2021
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Demarquis Black
Apr 29, 2021
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Gary Cox
Apr 12, 2021
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Chris Garcia
Apr 05, 2021
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Michael Mathis
Dec 20, 2019
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Got a car loan approval email with interest rate set. When loan came through interest rate 2% higher. Would note stand behind there rate they quoted in writing. Been a member for many years with them. Should of stood behind the quote. But no. Not a company of there word. They said vehicle had to many miles for that rate even though they had the purchase agreement with mileage on it before they gave me the quote.
Farah Mann
Nov 13, 2019
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I cant wait to pay off my loan and stop doing business with this company. They have some customer service reps that are the worst in the industry, not to mention their 1 hour wait time on the phone. I called and after waiting for over half hour this time , I finally spoke with a rep. Who I Express the concern of seeing the same amount owing on my loan account after 2 consecutive payments. He read what he was seeing on his side about my account . The amount that he read that went towards my principal was less than what I was seeing in my account history. He told me that some of the money went towards
Patty Ortega
Nov 30, 2018
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I have had many issues with Advancial one them taking payment giving you a reference number and the payment not being posted. The second issue with them is that they never answer the phone. They don't have a line where you can hold to speak to representative when they are busy, It just automatically says no one is available to take your call leave a message or call back (when you leave a message they do not even call you back) Super upset with this service. If not giving a start was a option i would not give them a star.
Zack Bell
Jun 08, 2017
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I recently aquired a mortgage with Advancial and it was very painful. The customer service was atrocious. I did not feel like the customer in the transaction. The mortgagee was clearly the customer. This is the second loan I have aquired with Advancial in 2 years. Both times the loan officers were not proactive in closing the loan which resulted in several hundred dollars in rate lock extension fees both times. And I'm not the only one frustrated about this issue. A friend closed on his loan with Advancial 4 months ago and the same thing happened to him. Days before closing they requested documentation