1st Midamerica Credit Union
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1st Midamerica Credit Union
Our mission of exceeding member expectations reflects our commitment to improve your financial life. We believe that all relationships are built on a foundation of trust, care, and commitment, so we deliver friendly and convenient service, fair rates, and an array of financial products for each step in your financial journey.

It's our relationship driven service that sets us apart from the rest. From providing you the right products for your financial situation to educating you about how to improve your finances, we are focused on building a long-term, trusted relationship. Our mission doesn't stop at rates and service.
Services
The 1st MidAmerica Retirement Services Program is offered through CUNA Brokerage Services, Inc.*, a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services, Inc., please visit cunabrokerage.com.
All youth with a basic savings account are automatically enrolled in our Kirby Kangaroo Club. Velocity share certificates are for members under the age of 23, and designed to encourage savings from a young age through the college years. The Velocity share certificate locks your money into a high rate for a one year term.
Prepare for the future with a 1st MidAmerica IRA including Roth IRAs, Traditional IRAs, and Coverdell Savings Accounts. Whether making employer-funded contributions, or individual contributions, we offer competitive dividend rates. And, there are no annual or maintenance fees. We also offer IRA certificates at the same rates as our share certificates.
We offer a full range of online and mobile banking services to help you manage your account and budgets. Visit our online access center to see all your options. The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA, you are also insured up to an additional $250,000.
Whether you're looking to hit the road, the water, or the dirt, we can get you there! We offer loans to purchase or refinance new or used vehicles, boats, watercraft, recreational vehicles, campers, motorcycles, and more. We also offer additional programs and services to make the process of buying a vehicle a breeze.
Reviews (10)
Alvin Maharg
Alvin Maharg
Nov 30, 2021
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Friendly helpful and combine individual efforts for successful transactions
Lori French
Lori French
Oct 03, 2021
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I love this credit union. I am so glad I said goodbye to banks. The staff is AWESOME and so friendly. Always greet me by name. I wish deposits would post a little sooner on the day they should but the good outweighs that little inconvenience. Highly recommend this credit union for all your needs.
Michele Nelson
Michele Nelson
Jul 17, 2021
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Best banking experience !! They know how to take care of their customers. I wish I knew of them sooner. I wasted SO much time at other "banking institutions" where they charged fees. Well not anymore. These wonderful people want you to succeed financially and they are very helpful in getting you where you want to be.
Robert Alsup
Robert Alsup
Apr 14, 2021
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We've been here for years now and have had nothing except a pleasant experience all around. The local employees are the best, and dealing with their "home office" on the phone has never been a problem. I wholeheartedly recommend this credit union for all of your banking needs.
Chris Hasley
Chris Hasley
Jul 13, 2020
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I wanted to support my local credit union, but it didn't work out for me (not any fault of the credit union). The staff was always helpful and friendly - especially during the initial shutdown due the pandemic. I ended up closing my account for personal reasons, but sadly now I'm getting a lot of junk mail from third party companies that (I guess) buy member information from the credit union. I realize the member is given the option to opt-out of information sharing with third party affiliates, and I thought I had opted-out of that, but apparently either I didn't or my request wasn't received/honored
Darnell
Darnell
Dec 04, 2019
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Completely dismissive and unhelpful both times I came in. Would not help me withdrawal my money in excess of 500$ from my account to purchase a home. Drove 5 miles up the road to a different credit Union and they helped me in less than 5 minutes
Sarah Blattel
Sarah Blattel
Oct 14, 2019
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Overall a good bank. My one complaint is that the ATM gives you the option to deposit cash or checks and it never works. I would find it more convenient if they actually made this available.
Sherrie Ford
Sherrie Ford
Sep 30, 2019
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Been banking and doing business here for over 20 years never had any problems. Customer service is always 5 star. Everyone is very attentive to the customers. It's never a long wait if at all and if there are any issues they make sure they resolve them. Love banking here!!!!!
Tiffany Hallmon
Tiffany Hallmon
Jun 13, 2019
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Love the crew that works here. Always friendly. When I first started banking here I was sceptical because my old credit union was so cool. But after some time getting to know the crew they really made us feel welcome.
Melanie Johnson
Melanie Johnson
Oct 07, 2018
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Have had my personal and business accounts here for several years now and love the customer service. Always helpful any time I needed to solve an issue. Just recently closed on a commercial mortgage with them and it went smoothly. I love the personal attention and the fact that they know me when I walk in. Looking forward to doing more business with them as I continue to grow my business over the next few years.