Focus First Credit Union
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Focus First Credit Union
To better serve our members, we have upgraded our printers with the help of a grant from the New York State Credit Union Foundation. The New York Credit Union Foundation provides small credit unions with financial assistance for general operating needs that will ultimately help to improve member service.

When you receive it, please call to activate it and set up the pin of your choice. You will also want to contact any companies that do an automatic withdrawal using your card # and give them the new card information. FFFCU offers three convenient options for borrowing against your home's equity.
Services
The mission of Focus First Federal Credit Union is to ensure that our members think of us first for their financial needs. We do this through equal treatment of all our members, quality service, and a variety of products offered at competitive rates. A credit union is a not-for-profit financial cooperative that is owned and democratically controlled by its membership.
You need only a minimum deposit of $5 to open a savings account at FFFCU! We pay one of the highest yields in the Rochester area. View our current rates. With a savings account from FFFCU, you have immediate access to your money when you need it and there is no minimum balance requirement. With this flexible term savings account you will earn higher dividends than with our regular shares (savings) accounts.
Make withdrawals and check your balance anytime, 24 hours a day, 7 days a week at any of the following ATMs which have the VISA logo on them. You are allowed unlimited ATM transactions per month with your FFFCU VISA Debit card. If you use your card at any ATM not listed below, you may be charged a fee by the owner of the ATM terminal.
At Focus First Federal Credit Union, the Annual Percentage Rate (APR) is subject to credit evaluation and the member's ability to pay. All rates subject to change without notice unless otherwise noted. Apply online for a loan. There are no closing costs incurred by the member unless the line of credit is closed within 24 months of inception.
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