Since our founding in 1962 we have been there for our members through every stage of their lives. Whether starting out with a credit builder loan, student loan, first car. We provide you with the tools for the transactions of your life with Checking Accounts, Debit Cards, Credit Cards, online banking, bill pay, POPmoney, bank-to-bank transfers, our WIT App, and more.
For savers, we have various kinds of Savings Accounts, Money Market Accounts, and Certificates offering competitive rates while at the same time keeping your money safe. All of this comes with our staff of friendly, knowledgeable, accessible, caring people who know you and know how to help you navigate your financial life.
For savers, we have various kinds of Savings Accounts, Money Market Accounts, and Certificates offering competitive rates while at the same time keeping your money safe. All of this comes with our staff of friendly, knowledgeable, accessible, caring people who know you and know how to help you navigate your financial life.
Services
WIT is made up of four credit unions who have joined forces over the years. West Irondequoit Teacher's Federal Credit Union, now known as WIT Federal Credit Union, was funded in 1962. The following three credit unions were formed around the same time as WIT but merged into WIT in the years noted. Over the years private schools, businesses, more labor unions, and numerous organizations have made eligibility to Join WIT a part of their benefits.
Payroll Deduction - a portion of your net paycheck is electronically transferred to WIT and the balance to other financial institutions. Feel free to work with us to determine the amount you need to have deducted from your check to make your loan payments. WIT does offer cash withdrawals from your accounts at the Irondequoit Branch only and it is limited to $300 per day.
At our Irondequoit Branch, we have a night drop box on the side of the building where you can leave deposits or other information any time day or night. Reoccurring transfers from other banks or credit unions can be set up by WIT pulling funds via ACH or your other financial institution transferring funds from that account to your WIT account.
You may file a formal complaint with the National Credit Union Association's Consumer Assistance Center online. NCUA will send your complaint to the credit union manager, David Wright, and the Supervisory Chairperson will meet with you to listen to your concern. You and NCUA will be notified by mail of the Supervisory Chairperson's decision.
For quick access to a paper application you can print out the appropriate application from our list on this Website and either bring it to a branch, fax it (585) 454-4610, or email it to us (witfcu@witfcu.com). No matter which way you choose to apply, we will need proof of income before we give final approval.
