Alternatives Insurance Agency
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Alternatives Insurance Agency
We are an independent, individually owned insurance business that treats our clients like family. We understand that claims, changes, emergencies and accidents happen - and we're dedicated to helping you deal with them. Our agents and customer-service representatives are ready, willing and very able to help you.
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Should you file this claim? If there's a slight chance that someone may have suffered as a result of the accident, then you must file the claim. Otherwise, if you choose not to file it, you won't have the insurance policy to protect you from lawsuit. If you have a potential claim, please call us first!
Those are very important questions. But keep in mind, there are many factors that determine the true impact of a claim on your policy. Each type of insurance is subject to specific state laws and regulations - especially involving cancellation. Your personal claims history and circumstances will trigger those rules and practices differently than, say, your neighbor's.
A no-loss statement is a statement signed by you in which you represent and promise that you have not had any loss or claim (either liability or property damage) between the time your policy canceled and the time you're applying for reinstatement (your "lapse period"). Think of it like a signed testimonial that you haven't had a loss or claim during your lapse period.
For your convenience, we have provided a list of website links and phone numbers for some of the insurance companies we represent. In many cases you can pay your bill or check billing status online. If the company associated with your direct bill policy is not listed, please refer to your policy. If your policy is not direct billed or you have a question not related to billing, please don't hesitate to call us at 773-871-8000.
At Lakeview Insurance Agency, we're proud of the insurance companies we represent - for our client's personal and business needs. As an independent agency, we can help you choose among a variety of insurers and plans. In fact, we have established relationships with more than 45 of the highest rated insurance companies available today.
Reviews (22)
W. M.
W. M.
Jun 23, 2021
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Lakeview was referred to me after I had been with State Farm for 15 years.  I was hesitant to switch and wasn't sure what to expect.  It turned out to be a very positive experience. I've been a customer of Lakeview now for many, many years. My agent, Doris, and the Lakeview team are very responsive to any inquiry I might have, and I have continued to save money throughout the years that I've been with Lakeview.  Overall, it is a great relationship for me.
Kate Brenner
Kate Brenner
Jun 03, 2021
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Positive: Professionalism, Responsiveness, Value
“Andrew Allan, our agent, has consistently given us amazing service with great communication. He patiently explains our options and answers our questions in a timely fashion. We saved a lot of money using Lakeview Insurance.”
Ruby Bullen
Ruby Bullen
May 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
The staff at Lakeview Insurance Agency is always friendly, professional, knowledgeable, and helpful. My husband and I have used their services for years.
Darlene L.
Darlene L.
May 12, 2021
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Lakeview Insurance has always been very thorough and prompt in responding to my questions. Friendly staff and great follow thru.
Bill O.
Bill O.
May 12, 2021
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The personal attention I receive from Lakeview Insurance Agency is invaluable along with my telephone calls and emails being answered very promptly. I am extremely pleased using them for all my insurance needs.
Jenn P.
Jenn P.
Jan 14, 2021
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I like this place for a couple of reasons. One is that it's in the neighborhood, agents are people that live and work in the area and I like that connection. Secondly, they are pretty helpful and quick to respond to get your question answered. I've been with them a few years now and have been pretty happy with them. I can send and email or pick up the phone and get an answer same day. Also, I like that they can shop rates with different insurers.
Ralph Kowski
Ralph Kowski
Dec 27, 2020
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I am quite surprised at the ratings because I have had a terrible experience trying to purchase Medicare insurance here. I have been a customer for a long time and find that there is one person who is extremely good and the agents around him have an attitude or something because it is difficult to get a return phone call. I have been waiting 3 weeks for a reply to a complaint letter directed toward the owner of this Agency but it appears that he can not be bothered.
Akasya A.
Akasya A.
Sep 23, 2020
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Doris Ortega has been our agent over many years. She has the experience, wisdom, and professionalism that we have not seen in other agents with whom we worked. We feel very fortunate that our lives have intersected, and she is our insurance agent. We had an unfortunate event (upstairs neighbors flooded our condo) and she helped us in so many ways, from selecting the correct coverages and insurance company from the beginning that made a huge difference and helping us along the way with all of our questions and needs as our place was being repaired. We highly recommend Doris for any insurance needs
Ryan M.
Ryan M.
Jun 11, 2020
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Andy has always been helpful and treated me as an individual and not as a number. We never expected to have to utilize him, but with a couple of acts of nature that hit us close together Andy was there as it was happening, through final restoration tasks, and the times in-between helping us navigate the circumstances. Terrific service.
Guy Dever
Guy Dever
Jan 20, 2020
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I love that Lakeview Insurance provides me with the lowest rates I can find in the industry while providing all the coverage I need.
I have worked with Doris Ortega for over 15 years and would not consider working with anyone else. Shes responsive, conscientious and a great problem solver.
Doris and Lakeview Insurance rock !
Philip Brandt
Philip Brandt
Jan 16, 2019
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Any time we have had an issue or question, Crystal has helped us to resolve it quickly and efficiently, often without us doing any work.
When policy changes arise, Crystal has been quick to inform us of those changes and directed us in the best approach.
In sum, the customer service we have had from Lakeview Insurance has been excellent.
Tracey Lowenthal
Tracey Lowenthal
Dec 22, 2018
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Doris takes great care of us. She's always quick to respond and does her best to get us the lowest rates for home and auto insurance. We've been very happy with Lakeview Insurance for many years and look forward to continuing to work with them in the future.
Andrew F.
Andrew F.
Nov 15, 2018
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I really like doing business with companies in my neighborhood. That being said, I can not recommend this company. With a insurance company communication is extremely important and this company is lacking in that department. They don't return phone calls or follow through with things they say their going to do. When they don't do the simple stuff how can you trust they'll be there when you need them? Avoid
Dave Barlow
Dave Barlow
Nov 10, 2018
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I have been a faithful customer of Lakeview Insurance for over 25 years. Through those years I’ve had the great fortune to work with Doris Ortega. Doris has been a professional, personable,and knowledgeable representative of Lakeview Insurance and for this I’m truly grateful. I’ve always felt like a valued customer. I consider Doris a friend who has our best interest at heart. I think that speaks volumes. Don’t you?
Patrick O'Connell
Patrick O'Connell
Nov 06, 2018
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I'm really happy with Carolyn's response time and attentiveness to my questions which I almost always ask through email over the years. This past year, I looked at Geico online to see if it would be cheaper than what I was paying which it was, and then I also looked at some sort of online broker, and when I reached out to Carolyn, she got me a quote which almost matched the ones I had along with my request to pay with credit card and monthly. I am glad to stay with Lakeview because I enjoy having Carolyn to call and have on my side when something happens rather than having to deal directly with
Robert Dargel
Robert Dargel
Sep 16, 2018
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Lakeview Insurance has been excellent. Our agent, Carolyn, has been informative, helpful and conscientious for 14 years. I periodically check rates to be sure I am getting the most for my insurance dollar and I find over and over that Lakeview Insurance is competitive and only works with high quality insurance companies. I have referred numerous friends to Lakeview.
Ann Tyler
Ann Tyler
Aug 22, 2018
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Lakeview Insurance has always been immediately responsive when we have a question or need. They also stay up to date on our account and recommend advisable changes. They have found us excellent coverage.
We have worked with Lakeview Insurance for years and highly recommend them.
Jesse G.
Jesse G.
Jul 28, 2017
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I had the pleasure of working with Doris Ortega, one of the two agency VPs, and she was extremely efficient, communicative, polite, and helpful! I just moved to a new state and Doris helped make the process of switching Auto Insurances seamless and stress free. She was able to get me a much better rate than the competition and I ended up saving over $150 monthly.

If anyone is switching insurance plans I would highly recommend working with Lakeview Insurance Agency. 10/10.
Kim J.
Kim J.
May 17, 2017
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Lake view insurance has always given me top notch customer service in the 10+years I have been with their company. They are honest about the coverage I need for both my home and auto. They presented me numerous options and communicated where my coverage should go over the next few years. I know myself and my family are protected.
Sonia R.
Sonia R.
May 16, 2017
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Read this before you consider Lakeview Insurance company. It will save you time and money!

Here's the balls on the table truth..they are fine....until you have a claim.

I am a small brick and mortar business owner and I have had 2 claims in the 9 years I have been with Lakeview Insurance Company.

3 years ago I had a claim for water damage that came into my business from the apartment above. I had 20k worth of damage.

After months of headache, I only saw 8k of the water damage claim. It was so painful dealing with them that I gave up and wrote it off as a business loss.

Recently, someone
Magnus O.
Magnus O.
Nov 02, 2015
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I wanted to use a local insurance agent and being a true Lakeviewer, thought who could be better than these folks?! I mean, their Yelp reviews are really great amirite?
Unfortunately, after being with these folks and Progressive insurance for over a year now, I now know that these people are little more than middlemen who take your money. The customer service is terrible and their attitude towards their customers are extremely poor. At one point when I changed bank accounts they ignored my emails requesting they take note of the new bank info. Instead they just let my policy lapse without so much
Onur U.
Onur U.
Jan 16, 2010
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I walk by their storefront on Southport all the time so when time came for me to shop for home insurance (oh the joys of home owning) I figured I'd give them a call and see what they offered. While I was at it I had them quote for auto insurance too.

They responded within a day with a couple different options plainly laid out for me to decide. The coverage they found was definitely the cheapest I saw which allowed me to get much higher coverage levels for the same price as minimum levels with other insurance companies. I paid by credit card and I was done.

They were quick, professional